Blog Peoples Savings Bank

Jar filled with coins and the word savings on it.

Better To Start Small Than Not At All

The FDIC’s January Consumer Newsletter offers strategies for achieving savings goals, emphasizing the importance of a specific savings plan. It encourages regular saving, promoting the concept of “paying yourself first” by setting aside a portion of earnings. The newsletter suggests automating savings through direct deposit and explores tax-advantaged retirement accounts with employer matching. It also […]

female typing on a laptop computer and holding a piece of paper while sitting at a desk.

The Best PSB Checking Account for You

Peoples Savings Bank (PSB) offers a variety of checking accounts to meet your needs. Whether you prefer to bank online, your debit card is your preferred payment method, or you want to earn interest, PSB has an account for you. PSB Personal Checking Accounts PSB Premium Checking 3.20% APY If you prefer to bank online, […]

Triangulation fraud. you click on ad that sounds to good. You enter your credit card on fake website that looks real. a stolen card is used to make the purchase by criminal on real site and you get the package not knowing your card has been compromised.

Guard Against Triangulation Fraud This Holiday Season

As the holiday season approaches, so does an unfortunate increase in cyber threats. One such sophisticated scheme that demands our attention is Triangulation Fraud, impacting online shoppers, financial institutions, and merchants alike. Understanding Triangulation Fraud Triangulation fraud is a deceptive triangle involving an online shopper, a fake retail site, and a legitimate merchant. Here’s how […]

person holding a note book with a pen in their hand. a second person sitting across the table looking at an iPad

The Future of Healthcare: How HSAs Fit into Your Financial Planning with PSB

As healthcare costs continue to rise, it’s more important than ever to have a plan for paying for your medical expenses. That’s where a Health Savings Account (HSA) can come in. An HSA is a great way to save for your medical expenses and protect your financial future. With an HSA, you can save money […]

Stay Scam Savvy this Holiday Season While Shopping Online

The joy of the holiday season is often accompanied by an unfortunate increase in scams and fraudulent activities. In collaboration with the Treasury Department’s Office of Cybersecurity and Critical Infrastructure Protection, here are some crucial tips to help you safeguard yourself: Buy Smart Reputable Merchants: Stick to trustworthy vendors to ensure the legitimacy of your […]

Person with arms crossed standing in front of a door with a window sign that says open

Why Businesses Trust Us with Their Financial Needs at PSB

Peoples Savings Bank, a community bank with a rich history spanning back to 1935, has been dedicated to serving businesses in Missouri, catering to a wide range of sizes. Our network consists of 11 conveniently located branches, including Rhineland, Hermann, New Florence, Montgomery City, New Haven, New Melle, WingHaven, St. Peters, Troy, Bowling Green, and […]