Money Market Account

A checking account that offers tiered interest and helps you earn higher interest rates as your balance increases. See rate table below for tiered interest rates.

  • FREE E-statements
  • FREE Online Banking and Bill Pay
  • FREE Mobile App
  • Mastercard® Debit Card
  • Overdraft Charge: $30.00/item
    • Maximum overdraft charge per day: $180.00
    • No Charge for overdraft items less than $5.00
    • No charge if your account balance is between -$5.00 and $0.00

Account Requirements

  • Minimum Balance: $2,500
    • If balance falls below $2,500 any one time during a statement cycle: $10.00 fee.
  • Minimum deposit to open account: $2,500

Fees and Charges

The following fees and charges apply to this account:

  • Failure to meet minimum Balance any day in the statement period: $10.00
  • Return Check Charge: $30.00/item (maximum $180.00 per day)
  • Stop Payment/Renewal: $25.00/per request
  • Extra Statement: $4.00/statement
  • Telephone Transfer: $2.00
  • Automatic Overdraft Transfer Charge (per transfer): $5.00 ($50.00 increments)
  • Account Reconciliation/Research: $30.00/hour (1 hour minimum)
  • Check fees vary depending on style and quantity ordered

Additional Terms:

  • Interest Accrues monthly; compounds monthly; credits monthly
    • At our discretion we may change the interest rate on your account.
  • If the account is closed prior to interest posting: Interest is forfeited.

The following additional terms apply to this account: A dormant fee of $5.00 will be charged each month on balances below $200.00 if for one year (previous) there has been no activity or other indication in writing from you of an interest in this account.

Money Market Accounts Rates

Last Updated: December 21, 2023

Account NameInterest RateAnnual Percentage Yield1 (APY)Minimum deposit to open accountMinimum balance required to earn interest
Money Market 0.10% 0.10% $2,500 $0.00-$25,000


0.10% 0.10% - $25,000.01 to $49,999.99


0.25% 0.25% - $50,000 & Up

1APY = Annual Percentage Yield; fees could reduce earnings on accounts.

Interest rates and annual percentage yields are current as of the effective date at the top of this rate sheet. Interest rates are subject to change.  The minimum deposit to open account amounts is the minimum balance required to earn the disclosed Annual Percentage Yield.