Treasury Management Services

Streamline Processes and Improve Cash Flow

Treasury management services play a critical role in helping businesses manage cash flow, streamline payments, and gain greater control over incoming and outgoing funds. PSB Bank’s Treasury Management Services are designed to:

Make payments and receivables management more efficient
Improve cash flow and provide better cash visibility
Protect you against fraud

By moving routine transactions like payroll, vendor payments, deposits, and collections into secure digital workflows, businesses can reduce manual processes, improve timing of cash movement, and minimize the risk of errors or fraud. Contact your local branch to speak with a member of our business banking team about enrolling in treasury management services.
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PSB Bank employee using dual monitors to manage business banking finances through PSB Bank’s online banking platform.

Service	Service Details & Why It Matters for Your Business
Commercial Cash Management	Commercial Cash Management is an add‑on to your existing PSB Bank online banking account that allows you to send and receive electronic payments through ACH debit or credit transactions. Businesses can pay vendors, collect payments, and run payroll through direct deposit with scheduling options that include one‑time, recurring, weekly, bi‑weekly, or monthly transactions. Why it matters: This service helps business owners streamline cash flow, reduce reliance on paper checks, and gain better control over payment timing. By automating routine transactions like payroll and vendor payments, businesses can save time, reduce errors, and improve operational efficiency while keeping payments predictable and secure.
Remote Deposit Capture	Remote Deposit Capture allows businesses to deposit checks electronically without visiting a branch. Checks are scanned through a Remote Deposit Capture device and transmitted directly to the bank for processing. Deposits can be submitted until 5:00 p.m. on business days. Why it matters: Remote Deposit Capture improves cash flow by getting funds deposited faster while eliminating trips to the bank. For business owners, this means greater convenience, improved productivity, and better visibility into daily deposits—especially valuable for companies that handle frequent or time‑sensitive check payments.
Check Positive Pay	Check Positive Pay is a fraud prevention service that compares checks presented for payment against a business’s issued check register. Each day, checks are reviewed to identify potentially fraudulent, altered, or counterfeit items before they are paid. Why it matters: Check fraud remains a risk for many businesses. Positive Pay adds an important layer of protection by catching suspicious activity early, helping business owners avoid financial losses while maintaining control over outgoing payments.
ACH Positive Pay	ACH Positive Pay allows businesses to monitor and control ACH debits and credits posting to their account. Using filters and blocks, businesses can review ACH activity and make decisions on transactions before funds are withdrawn. Why it matters: Unauthorized ACH activity can create significant financial disruption. ACH Positive Pay gives business owners visibility and control over electronic transactions, helping reduce fraud risk while ensuring only approved payments are processed.