Financing for Community Businesses
Local businesses are what make our communities thrive. They provide local jobs and help keep our local economies strong. PSB Bank is proud to be a trusted lending partner for local businesses. No matter the size of your business, our business lending team can provide a loan solution that will keep you competitive and poised for future success. If you're ready to get started and experience the benefits of working with a local business lender, fill out our online loan application. If you have questions, please contact one of our business loan officers.
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Business Loan Options at PSB Bank
Loan Type | Who It’s For & Key Benefits |
|---|---|
Term Loans | Well‑suited for businesses making planned investments such as expansion, working capital needs, or large purchases. Term loans provide a set loan amount with predictable repayment schedules, helping owners budget with confidence while spreading costs over time. |
Equipment Loans | Ideal for businesses purchasing vehicles, machinery, technology, or other essential equipment. Equipment loans are designed to finance specific assets, often allowing the equipment itself to serve as collateral while preserving cash flow for daily operations. |
Lines of Credit | Best for businesses that need ongoing access to funds to manage cash flow fluctuations, seasonal expenses, or unexpected costs. A line of credit offers flexible borrowing—use funds as needed and pay interest only on the amount drawn. |
Development Loans | Designed for businesses planning growth‑oriented projects such as property improvements, facility development, or site preparation. Development loans provide financing aligned with project timelines, supporting strategic expansion and long‑term business goals. |
Commercial Real Estate Loans | A strong option for businesses purchasing or refinancing owner‑occupied or investment properties. Commercial real estate loans help finance offices, retail spaces, warehouses, and other commercial properties while supporting long‑term asset ownership. |
Construction Loans | Ideal for businesses constructing new facilities or undertaking major building projects. Construction loans provide funding in stages throughout the build process and can often transition into permanent financing once construction is complete. |
Meet Our Business Lenders
Jessica Armstrong
New Haven Branch Manager/Loan Officer
NMLS: 2779127
Divisions: Business Lending, Consumer Lending
Phone: (573) 507-9244
Rustin Colter
Rhineland Region President
NMLS: 917106
Divisions: Ag Lending, Business Lending
Phone: (573) 568-7137
Brian Corrigan
Loan Officer
NMLS: 2882232
Divisions: Business Lending, Consumer Lending
Phone: (636) 380-1097
Justin Culton
Pacific Region President
NMLS: 554256
Divisions: Ag Lending, Consumer Lending, Business Lending
Phone: (636) 310-0426
Craig Daily
St. Charles Region President
NMLS: 967677
Divisions: Business Lending, Consumer Lending
Phone: (636) 735-3495
Larry Gamm
Senior VP Montgomery City Region
NMLS: 2127807
Divisions: Ag Lending, Business Lending
Phone: (573) 746-2799
Tony Hawkins
Senior VP St. Charles Region
NMLS: 522327
Divisions: Ag Lending, Consumer Lending, Business Lending
Phone: (636) 238-3076
Keith Helseth
Green City Region President
NMLS: 801381
Divisions: Ag Lending, Business Lending
Phone: (660) 280-2216
Stephen Johnson
Loan Officer
NMLS: 1465734
Divisions: Ag Lending, Consumer Lending, Business Lending
Phone: (636) 324-7430
Jordan Lampkin
Chief Investment Officer
NMLS: 1661400
Divisions: Ag Lending, Business Lending
Phone: (636) 229-9950
Mark Laune
President/CEO
NMLS: 528080
Divisions: Ag Lending, Business Lending
Phone: (573) 920-0985
Spring Lynch
Loan Officer
NMLS: 1705285
Divisions: Ag Lending, Consumer Lending, Business Lending
Phone: (573) 784-0018
Don Meyer
Chief Lending Officer
NMLS: 786685
Divisions: Ag Lending, Business Lending
Phone: (636) 486-0025
Jake Schannuth
Loan Officer
NMLS: 2783762
Divisions: Ag Lending, Business Lending
Phone: (573) 355-5720
Darren Schmidt
Montgomery City Region Manager
NMLS: 586101
Divisions: Ag Lending, Consumer Lending, Business Lending
Phone: (573) 568-8996
Darius Schultz
Regional Vice President
NMLS: 2024129
Divisions: Ag Lending, Consumer Lending, Business Lending
Phone: (660) 280-2219
Derek Stuckenschneider
Montgomery City Region President
NMLS: 2055300
Divisions: Ag Lending, Business Lending
Phone: (573) 818-2740
Anita VanBooven
Rhineland Branch Manager/Loan Officer
NMLS: 585619
Divisions: Ag Lending, Consumer Lending, Business Lending
Phone: (573) 381-0325
Shane Wecker
Regional Vice President
NMLS: 1743351
Divisions: Ag Lending, Consumer Lending, Business Lending
Phone: (636) 324-7401
Douglas D. Williams
Regional Senior Vice President
NMLS: 775497
Divisions: Ag Lending, Business Lending
Phone: (660) 265-2667
Todd Witthaus
Executive Vice President
NMLS: 525313
Divisions: Ag Lending, Business Lending
Phone: (573) 607-4661