All Rates Current As Of: 11/02/2026
Savings Account Rates
|
Account Name |
Minimum deposit to open account |
Minimum balance required to earn interest |
Interest Rate |
Annual Percentage Yield1 (APY) |
|---|---|---|---|---|
|
PSB Savings Account |
None |
None |
0.50% |
0.50% |
|
Super Savers Club |
None |
None |
1.00% |
1.01% |
|
Youth Savings |
$25.00 |
None |
0.50% |
0.50% |
1APY = Annual Percentage Yield; fees could reduce earnings on accounts.
Interest rates and annual percentage yields are current as of the effective date at the top of this rate sheet. Interest rates are subject to change. The minimum deposit to open account amounts is the minimum balance required to earn the disclosed Annual Percentage Yield.
Certificate of Deposit Rates
|
CD Term |
Interest Rate |
Annual Percentage Yield (1APY) |
Minimum Deposit to Open Account |
Early Withdrawal Penalty (EWD2) |
|---|---|---|---|---|
|
3 Month |
4.25% |
4.33% |
$1,000 |
2% |
|
6 Month |
3.65% |
3.71% |
$1,000 |
2% |
|
12 Month |
3.30% |
3.35% |
$1,000 |
2% |
| 15 Month Special | 3.85% | 3.92% | $1,000 | 2% |
|
18 Month |
3.05% |
3.09% |
$1,000 |
2% |
| 21 Month Special | 4.00% | 4.07% | $1,000 | 2% |
|
24 Month |
2.50% |
2.53% |
$1,000 |
2% |
|
36 Month |
2.25% |
2.27% |
$1,000 |
2% |
|
48 Month |
2.00% |
2.02% |
$1,000 |
2% |
|
60 Month |
2.00% |
2.02% |
$1,000 |
2% |
|
12 Month All-Star Youth |
2.00% |
2.02% |
$300 |
2% |
1APY = Annual Percentage Yield; fees could reduce earnings on accounts.
2An Early Withdrawal Penalty (EWD) may be imposed for early withdrawal.
Interest rates and annual percentage yields are current as of the effective date at the top of this rate sheet. The Minimum Deposit to Open Account Amounts is the minimum balance required to earn the disclosed Annual Percentage Yield. Fees may reduce earnings on the account. All rates are subject to change without notice and a withdrawal of interest will reduce earnings.
Checking Account Rates
|
Account Name |
Minimum balance required to earn interest |
Minimum deposit to open an account |
Interest Rate |
Annual Percentage Yield1 (APY) |
|---|---|---|---|---|
|
PSB Premium |
Up to $50,000 |
$300 |
5.00% |
5.12% |
|
Green Plus |
Up to $50,000 |
$300 |
0.25% |
0.25% |
1APY = Annual Percentage Yield; fees could reduce earnings on accounts.
2Understanding balance requirements: “Average daily balance” is calculated by adding your account balance at the end of each day in the statement cycle and dividing that total by the number of days in the cycle. Your balance may fall below the required amount on individual days, provided your average meets the requirement. “Minimum daily balance” means your balance must stay at or above the required amount at the end of every day in the statement cycle.
Interest rates and annual percentage yields are current as of the effective date at the top of this rate sheet. Interest rates are subject to change. The minimum deposit to open account amounts is the minimum balance required to earn the disclosed Annual Percentage Yield.