Buying a Home Over $700K? We Can Help.
When you’re looking at higher-value homes, financing can start to feel more complicated.
That’s where we come in.
At PSB Bank, we offer jumbo home loans designed to help you move forward with confidence—while still working with a local team that knows you and your community.
Whether you’re purchasing your next home or refinancing, we’re here to make the process simple and personal.
What Is a Jumbo Home Loan?
A jumbo loan is a mortgage designed for homes that exceed traditional loan limits in amounts at or above $832,750. However here at PSB we are offering a local “jumbo” option.
If you’re looking at homes around $700,000 or more, a jumbo loan may be the right fit for your situation.
At PSB Bank, we offer a local jumbo loan option—so you don’t have to look outside your community for financing.
Jumbo Loan Highlights
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Financing available for homes $700,000 and above
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Fixed rate for the full 15-year term
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30-year amortization for lower monthly payments
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Competitive rates starting at 5.95%* with an annual percentage rate of 6.031%
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Local decision-making and personal service
Why Choose PSB Bank for Your Jumbo Loan?
When you’re making a big investment, who you work with matters.
At PSB Bank, you’ll get:
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A local lender who understands your market
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Decisions made right here—not sent off to a corporate office
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A team that takes the time to walk you through your options
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Straightforward answers and dependable service every step of the way
We’re here to help you feel confident—not overwhelmed.
Is a Jumbo Loan Right for You?
This option may be a good fit if:
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You’re purchasing a higher-value home
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Your loan amount is around $700K or more
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You want the stability of a fixed rate
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You prefer working with a local bank you can trust
Not sure if it’s the right fit? That’s okay—we’ll walk through it together.
Let’s Talk About What’s Possible
You’ve found the right home—now let’s find the right financing.
Stop by your local branch, give us a call, or connect with our lending team to get started.
*Rates and terms are subject to change without notice. Rate quoted is based on a $700,000 loan and may vary depending on credit score, loan-to-value, and other factors. Additional conditions may apply. Contact PSB Bank for full details.