Personal CDs

 

Personal CD's

A Certificate of Deposit is a low - risk investment offered to consumers by Peoples Savings Bank. Certificate of Deposit’s feature federal deposit insurance up to $250,000 per insured bank, for each account ownership category. Certificates of Deposit are the safe and secure way to earn interest with a variety of options that allow you to manage your money and achieve financial goals.

Rhineland: P: 573-236-4414
Hermann: P: 573-486-1444
New Florence: P: 573-835-4414
Montgomery City: P: 573-564-3444
New Haven: P: 573-237-3322
New Melle: P: 636-398-5600
WingHaven: P: 636-561-5500
Account Type Opening Deposit Available Terms
Fixed Rate Certificates of Deposit $1,000.00 3 months to 60 months
Youth Certificates of Deposit $300.00 12 month

Fixed Rate Certificates of Deposit

  • Terms from 3 months to 60 months
  • Competitive fixed rates for term of deposit
  • $1,000 minimum deposit to open account and earn disclosed annual percentage yield
  • Annual percentage yield assumes interest will remain on deposit until maturity
  • A withdrawal of interest will reduce earnings
  • Automatically renewable at maturity with 10 day grace period
  • Interest is compounded monthly
  • Interest can be credited back into CD or be paid to you monthly, quarterly, semi-annually or at maturity by convenient direct deposit to your checking or savings account or by check
  • FDIC insured
  • A penalty may be imposed for early withdrawal

Youth Certificates of Deposit

  • Available to those under the age of 18
  • 12 month term
  • $300.00 minimum deposit to open account and earn disclosed annual percentage yield
  • Annual percentage yield assumes interest will remain on deposit until maturity
  • A withdrawal of interest will reduce earnings
  • Automatically renewal at maturity with a 10 day grace period
  • Interest is compounded monthly
  • You may make an unlimited number of additional deposits in the minimum amount of $100.00
  • FDIC insured
  • A penalty may be imposed for early withdrawal